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Planning for the Future

Getting your finances in order and planning for the future is key to your financial wellbeing. Read tips, guides, news, and blogs about long-term investing and saving.

What is a Cash ISA? The Complete Guide

Created on: 12/12/2024
Updated: 17/12/2024
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How to find old pensions: pension tracing made easy

Created on: 28/07/2021
Updated: 09/12/2024
If you’ve lost a pension then you might be glad to know it’s easier to find it than you might think.
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What is a Stocks and Shares ISA?

Created on: 12/03/2021
Updated: 18/12/2024
Your definitive guide to investing with the help of a Stocks and Shares ISA. If you’ve never invested before, but are ready to jump in, here’s what you need to know and how it compares with other investment options out there first.
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What is a pension?

Created on: 28/10/2020
Updated: 06/09/2024
The Complete Pension Guide; everything you need to know about pensions.
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SIPP vs Stocks and Shares ISA

Created on: 05/03/2020
Updated: 03/01/2025
If you’re looking to make the most of your money, investing in a tax-efficient way by using an ISA (Individual Savings Account) or a SIPP (Self-Invested Personal Pension) could help.
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Can I Transfer My Old Workplace Pension to a SIPP?

New
Created on: 16/01/2025
Updated: 17/01/2025
Moving old workplace pensions into one place doesn’t have to be as daunting as it sounds — and could take the tiring out of retiring!
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SIPP vs workplace pension: understanding the difference

Created on: 07/01/2025
Updated: 15/01/2025
Explore the key differences between SIPPs and workplace pensions, their benefits, and how they can work together to strengthen your retirement planning.
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The Benefits of a SIPP (Self-Invested Personal Pension)

Created on: 06/01/2025
Updated: 09/01/2025
If retirement planning is on your mind, and you’re wondering whether your workplace or State Pension will have provided enough money, you may have come across 'Self-Invested Personal Pensions' (SIPPs) while researching alternative pension options.
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Why choose Wealthify for your Stocks and Shares ISA?

Created on: 05/01/2025
Updated: 15/01/2025
12.4 million Brits saved and invested through ISAs between 2022 and 2023 <sup>[1]</sup> — and with them giving you the chance to grow your money without paying tax, it’s easy to see why. So, if you also want to give your savings more potential, here are the reasons to consider investing them in a Wealthify Stocks and Shares ISA.
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Pension Consolidation Guide: How to consolidate your pensions

Created on: 20/09/2024
Here’s everything you need to know about pension consolidation.
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How Could the UK General Election Affect Your Investments?

Created on: 14/06/2024
Updated: 21/11/2024
Major events like a UK general election can impact financial markets due to their close link with the economy. Learn how this might affect your investments.
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Lump Sum Savings From the 'Bank of Mum and Dad'

Created on: 04/06/2024
Updated: 21/11/2024
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Do I have to pay tax on savings accounts?

Created on: 11/01/2024
When it comes to paying tax on the interest you earn from a savings account, there are a number of factors that impact whether you’ll have to do it or not. Thankfully, this handy blog is here to help you navigate the process!
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What are the Income Tax brackets and how do they impact savings?

Created on: 09/01/2024
Updated: 26/09/2024
How much money you earn could determine how much tax you pay not just on your salary, but on things like the interest you earn from your savings. So, what are the Income Tax brackets in the UK — and how do they affect your Personal Tax Allowance?
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Saving vs. Investing: things to consider

Created on: 02/01/2024
Updated: 21/11/2024
While cash could be an option for your short-term financial needs (such as a rainy day fund), it’s a much less desirable option for long-term growth.
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