Terms and Conditions

1. This offer is open to new and existing Wealthify customers who are aged 18 years or older and are tax residents of Great Britain and Northern Ireland.
2. This promotion provides cashback for successfully completed pension transfers to Wealthify in line with the following and subject to these terms and conditions:
   1. Transfers between £5,000 and £9,999 will receive £50 cashback;
   2. Transfers between £10,000 and £19,999 will receive £100 cashback; or
   3. Transfers of £20,000 or above will receive £200 cashback
3. The cashback promotion is open for six weeks, starting from Thursday 2nd September 2021 and closing on Friday 15th October 2021 at 23:59 (the “Promotional Period).
4. A customer must register their interest for this offer within the Promotional Period. Once registered, they then have six months from that date (the “Qualifying Period”) to make all transfer requests and be eligible for the cashback reward.
5. The maximum amount of cashback available for a pension transfer is £200. You can transfer multiple pensions to boost the amount of cashback you could receive.
6. If you are transferring multiple pensions, all transfer requests must be made within the Qualifying Period and the cashback will only be paid once all transfers have been completed successfully and in accordance with these Terms and Conditions.
7. To activate this offer and receive cashback, please make sure you visit our pension consolidation page and click through to sign in and register your account. If your account has not been registered before choosing to transfer a pension to Wealthify, then cashback will not be paid. 
8. This is a transfer promotion only. If the total value falls below the qualifying amount, it cannot be topped up with cash deposits in order to receive the cashback.
9. You must remain invested in your Wealthify Pension for six months to be eligible for the cashback.
10. Within 30 days following the 6-month period noted in clause 9 above, the cashback will be paid directly into the bank account associated with your Wealthify account.
11. Wealthify will not be responsible for paying any exit fees that may be charged by your current provider. It’s worth finding out if your existing provider charges exit fees, as these could limit the financial benefit of changing provider.
12. We’re unable to accept any pensions that you’re already taking an income from or transfer any pensions with defined benefits or guarantees.
13. This promotion cannot be used in conjunction with any other transfer offer.
14. Investing with Wealthify is subject to a suitability assessment and no guarantee is made towards accepting you as a customer.
15. By registering for this offer, you agree to receive occasional reminders about this promotion during the Qualifying Period.
16. The Wealthify standard terms and conditions also apply and are not affected in any way by this offer.
17. This promotion is not transferable and there are no alternatives available.
18. Wealthify reserves the right to amend, withdraw or restrict this promotion at any time without notice.
19. Wealthify accepts no liability or responsibility for claims under this promotion which are lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.
20. This offer is not open to any employees of Wealthify, Embark or Winterflood Business Services.
21. This promotion shall be governed and construed in accordance with the laws of England and Wales.
22. The promoter of this offer is Wealthify Limited (“Wealthify”) whose registered office is at Tec Marina, Terra Nova Way, Penarth, CF64 1SA.

Risk Warning: With a Wealthify investment your money is at risk, as the value can go down as well as up. The tax treatment of your investment will depend on your individual circumstances and may change in the future. If you are unsure about whether investing is right for you, please seek financial advice.