Budgeting & Saving

We all know it happens, but have you ever actually asked yourself: why do interest rates go up and down?

When it comes to paying tax on the interest you earn from a savings account, there are a number of factors that impact whether you’ll have to do it or not. Thankfully, this handy blog is here to help you navigate the process!

How much money you earn could determine how much tax you pay not just on your salary, but on things like the interest you earn from your savings. So, what are the Income Tax brackets in the UK — and how do they affect your Personal Tax Allowance?

Getting a pay rise is up there with one of the best feelings you can experience. But if you’re not saving any extra money – despite the bigger paycheck – then you may have fallen victim to ‘lifestyle creep’. Here’s what it is, why it happens, and what you could do to combat it.

No one likes parting with a big sum of cash to pay for things like vet bills, car insurance, or home repairs — but these costs are just a part of life and can’t be avoided. Luckily, you could take some of the pressure off these and other irregular expenses with a sinking fund.

If you're looking to start putting money away on a regular basis, or just hit an upcoming financial milestone, then these following techniques could help you boss your savings!

Because it doesn’t have to be one or the other – being more eco-friendly doesn’t have to cost you the Earth. Here are some simple changes that could help you make a difference.